Commercial General Liability (CGL) class code 91111 is for Air Conditioning Systems or Equipment--Dealers or Distributors and Installation, Servicing or Repair. This code covers businesses that sell, install, service, or repair air conditioning systems or equipment. The code includes the following activities:

CGL insurance provides coverage for bodily injury, property damage, and advertising injury claims arising out of the insured's business activities. Class code 91111 is a general liability code, so it does not cover all of the risks associated with selling, installing, servicing, or repairing air conditioning systems or equipment. For example, this code does not cover the following risks:

Businesses that sell, install, service, or repair air conditioning systems or equipment should carefully consider their insurance needs and purchase an appropriate policy. Here are some of the things to consider when purchasing CGL insurance for an air conditioning company:

By carefully considering these factors, businesses in the air conditioning industry can purchase CGL insurance that meets their needs and provides the protection they need.