Commercial General Liability (CGL) class code 91125 is for Airport Runway or Warming Apron--Paving or Repaving, Surfacing, Resurfacing or Scraping. This code covers businesses that pave, repave, resurface, or scrape airport runways or warming aprons. The code includes the following activities:
- Paving airport runways or warming aprons
- Repaving airport runways or warming aprons
- Resurfacing airport runways or warming aprons
- Scraping airport runways or warming aprons
CGL insurance provides coverage for bodily injury, property damage, and advertising injury claims arising out of the insured's business activities. Class code 91125 is a general liability code, so it does not cover all of the risks associated with paving, repaving, surfacing, or scraping airport runways or warming aprons. For example, this code does not cover the following risks:
- Damage to airport runways or warming aprons caused by improper paving, repaving, surfacing, or scraping
- Damage to property caused by spills or leaks of hazardous materials
- Bodily injury or property damage caused by explosions or fires
- Bodily injury or property damage caused by aircraft accidents
Businesses that pave, repave, resurface, or scrape airport runways or warming aprons should carefully consider their insurance needs and purchase an appropriate policy. Here are some of the things to consider when purchasing CGL insurance for a paving company:
- The size and type of airport runways or warming aprons the company paves, repaves, resurfaces, or scrapes
- The locations where the company paves, repaves, resurfaces, or scrapes airport runways or warming aprons
- The types of materials the company uses to pave, repave, resurface, or scrape airport runways or warming aprons
- The company's safety record
- The company's financial stability
By carefully considering these factors, businesses in the paving industry can purchase CGL insurance that meets their needs and provides the protection they need.