CGL 91135

Commercial General Liability (CGL) class code 91135 is for Analytical Chemists. This code covers businesses that provide analytical chemistry services, such as testing, research, and development. The code includes the following activities:

  • Testing of materials for the purpose of determining their composition, quality, or purity
  • Research and development of new analytical methods and techniques
  • Providing consulting services to businesses and government agencies on analytical chemistry matters

CGL insurance provides coverage for bodily injury, property damage, and advertising injury claims arising out of the insured's business activities. Class code 91135 is a general liability code, so it does not cover all of the risks associated with providing analytical chemistry services. For example, this code does not cover the following risks:

  • Damage to property caused by the release of hazardous materials
  • Bodily injury or property damage caused by explosions or fires
  • Bodily injury or property damage caused by the use of radioactive materials

Businesses that provide analytical chemistry services should carefully consider their insurance needs and purchase an appropriate policy. Here are some of the things to consider when purchasing CGL insurance for an analytical chemistry company:

  • The types of materials the company tests
  • The methods and techniques the company uses to test materials
  • The types of clients the company serves
  • The company's safety record
  • The company's financial stability

By carefully considering these factors, businesses in the analytical chemistry industry can purchase CGL insurance that meets their needs and provides the protection they need.