CGL 91190

Commercial General Liability (CGL) class code 91190 is for Automobile Dismantling. This code covers businesses that dismantle automobiles for scrap or parts. The code includes the following activities:

  • Dismantling automobiles
  • Selling automobile parts
  • Recycling automobile parts

CGL insurance provides coverage for bodily injury, property damage, and advertising injury claims arising out of the insured's business activities. Class code 91190 is a general liability code, so it does not cover all of the risks associated with dismantling automobiles. For example, this code does not cover the following risks:

  • Damage to automobiles caused by improper dismantling
  • Damage to property caused by the release of hazardous materials
  • Bodily injury or property damage caused by explosions or fires
  • Bodily injury or property damage caused by the use of radioactive materials

Businesses that dismantle automobiles should carefully consider their insurance needs and purchase an appropriate policy. Here are some of the things to consider when purchasing CGL insurance for an automobile dismantling company:

  • The types of automobiles the company dismantles
  • The locations where the company dismantles automobiles
  • The types of materials the company uses to dismantle automobiles
  • The company's safety record
  • The company's financial stability

By carefully considering these factors, businesses in the automobile dismantling industry can purchase CGL insurance that meets their needs and provides the protection they need.