Commercial General Liability (CGL) class code 91250 is for Boiler Inspection, Installation, Cleaning or Repair. This code covers businesses that inspect, install, clean, or repair boilers. The code includes the following activities:
- Inspecting boilers
- Installing boilers
- Cleaning boilers
- Repairing boilers
CGL insurance provides coverage for bodily injury, property damage, and advertising injury claims arising out of the insured's business activities. Class code 91250 is a general liability code, so it does not cover all of the risks associated with inspecting, installing, cleaning, or repairing boilers. For example, this code does not cover the following risks:
- Damage to boilers caused by improper inspection, installation, cleaning, or repair
- Damage to property caused by the release of hazardous materials
- Bodily injury or property damage caused by explosions or fires
- Bodily injury or property damage caused by the use of radioactive materials
Businesses that inspect, install, clean, or repair boilers should carefully consider their insurance needs and purchase an appropriate policy. Here are some of the things to consider when purchasing CGL insurance for a boiler inspection, installation, cleaning, or repair company:
- The types of boilers the company inspects, installs, cleans, or repairs
- The locations where the company inspects, installs, cleans, or repairs boilers
- The types of materials the company uses to inspect, install, clean, or repair boilers
- The company's safety record
- The company's financial stability
By carefully considering these factors, businesses in the boiler inspection, installation, cleaning, or repair industry can purchase CGL insurance that meets their needs and provides the protection they need.