Commercial General Liability (CGL) class code 91266 is for Bridge or Elevated Highway Construction--Concrete. This code covers businesses that construct bridges or elevated highways using concrete. The code includes the following activities:
  • Erection
  • Demolition
  • Repair
  • Maintenance
  • Painting
  • Other construction-related activities
CGL insurance provides coverage for bodily injury, property damage, and advertising injury claims arising out of the insured's business activities. Class code 91266 is a general liability code, so it does not cover all of the risks associated with constructing bridges or elevated highways using concrete. For example, this code does not cover the following risks:
  • Damage to property caused by the release of hazardous materials
  • Bodily injury or property damage caused by explosions or fires
  • Bodily injury or property damage caused by the use of radioactive materials
Businesses that construct bridges or elevated highways using concrete should carefully consider their insurance needs and purchase an appropriate policy. Here are some of the things to consider when purchasing CGL insurance for a bridge or elevated highway construction company:
  • The size and complexity of the bridges or elevated highways the company constructs
  • The locations where the company constructs bridges or elevated highways
  • The types of materials the company uses to construct bridges or elevated highways
  • The company's safety record
  • The company's financial stability
By carefully considering these factors, businesses in the bridge or elevated highway construction industry can purchase CGL insurance that meets their needs and provides the protection they need.