Commercial General Liability (CGL) class code 94590 is for Floor Waxing. This code covers businesses that wax floors. The code includes the following activities:
- Applying floor wax
- Buffing floor wax
- Polishing floor wax
- Removing floor wax
CGL insurance provides coverage for bodily injury, property damage, and advertising injury claims arising out of the insured's business activities. Class code 94590 is a general liability code, so it does not cover all of the risks associated with waxing floors. For example, this code does not cover the following risks:
- Damage to floors caused by improper waxing
- Damage to property caused by the release of hazardous materials
- Bodily injury or property damage caused by explosions or fires
- Bodily injury or property damage caused by the use of radioactive materials
Businesses that wax floors should carefully consider their insurance needs and purchase an appropriate policy. Here are some of the things to consider when purchasing CGL insurance for a floor waxing company:
- The types of floors the company waxes
- The locations where the company waxes floors
- The types of materials the company uses to wax floors
- The company's safety record
- The company's financial stability
By carefully considering these factors, businesses in the floor waxing industry can purchase CGL insurance that meets their needs and provides the protection they need.