CGL 94638

Commercial General Liability class code 94638 is for Freight Forwarders or Handlers--Packing, Handling or Shipping Explosives or Ammunition under Contract. This code covers businesses that pack, handle, or ship explosives or ammunition under contract. The code includes the following activities:

• Packing explosives or ammunition
• Handling explosives or ammunition
• Shipping explosives or ammunition

CGL insurance provides coverage for bodily injury, property damage, and advertising injury claims arising out of the insured's business activities. Class code 94638 is a general liability code, so it does not cover all of the risks associated with packing, handling, or shipping explosives or ammunition. For example, this code does not cover the following risks:

• Damage to property caused by the release of hazardous materials
• Bodily injury or property damage caused by explosions or fires
• Bodily injury or property damage caused by the use of radioactive materials

Businesses that pack, handle, or ship explosives or ammunition should carefully consider their insurance needs and purchase an appropriate policy. Here are some of the things to consider when purchasing CGL insurance for a freight forwarder or handler of explosives or ammunition:

• The types of explosives or ammunition the company packs, handles, or ships
• The locations where the company packs, handles, or ships explosives or ammunition
• The types of vehicles the company uses to transport explosives or ammunition
• The company's safety record
• The company's financial stability

By carefully considering these factors, businesses in the freight forwarding or handling of explosives or ammunition industry can purchase CGL insurance that meets their needs and provides the protection they need.