CGL 95233

Commercial General Liability (CGL) class code 95233 is for Garbage, Ash or Refuse Collecting. This code covers businesses that collect garbage, ash, or refuse. The code includes the following activities:

• Collecting garbage
• Collecting ash
• Collecting refuse
• Hauling garbage, ash, or refuse
• Disposing of garbage, ash, or refuse

CGL insurance provides coverage for bodily injury, property damage, and advertising injury claims arising out of the insured's business activities. Class code 95233 is a general liability code, so it does not cover all of the risks associated with collecting garbage, ash, or refuse. For example, this code does not cover the following risks:

• Damage to property caused by the release of hazardous materials
• Bodily injury or property damage caused by explosions or fires
• Bodily injury or property damage caused by the use of radioactive materials

Businesses that collect garbage, ash, or refuse should carefully consider their insurance needs and purchase an appropriate policy. Here are some of the things to consider when purchasing CGL insurance for a garbage collection company:

• The types of garbage, ash, or refuse the company collects
• The locations where the company collects garbage, ash, or refuse
• The types of vehicles the company uses to collect garbage, ash, or refuse
• The company's safety record
• The company's financial stability

By carefully considering these factors, businesses in the garbage collection industry can purchase CGL insurance that meets their needs and provides the protection they need.