CGL 97050

Commercial General Liability (CGL) class code 97050 is for lawn care services. This code covers businesses that provide lawn mowing, trimming, and other lawn care services.

The services that are typically covered under CGL class code 97050 include:

• Lawn mowing
• Trimming
• Edging
• Weeding
• Fertilizing
• Pest control
• Snow removal
• Irrigation
• Landscaping
• Tree and shrub care

CGL insurance for lawn care services provides coverage for bodily injury, property damage, and advertising injury claims. Bodily injury claims are those that are made by someone who is injured as a result of the lawn care company's negligence. Property damage claims are those that are made by someone who has their property damaged as a result of the lawn care company's negligence. Advertising injury claims are those that are made by someone who has their reputation damaged as a result of the lawn care company's negligence.

CGL insurance for lawn care services is an important part of protecting your business from financial losses. If you are a lawn care company, it is important to have CGL insurance in place. This will help to protect you from the financial costs of lawsuits and claims.

Here are some additional things to keep in mind about CGL insurance for lawn care services:

• The coverage limits of your CGL insurance policy will determine how much you are covered for in the event of a claim. It is important to make sure that your coverage limits are high enough to protect your business.
• Your CGL insurance policy may have exclusions that will not cover certain types of claims. It is important to read your policy carefully to understand what is and is not covered.
• You may need to purchase additional coverage, such as pollution coverage or errors and omissions coverage, to fully protect your business.

If you are a lawn care company, it is important to speak with an insurance agent to get a CGL insurance policy that meets your needs.

Here are some examples of claims that may be covered under CGL class code 97050:

• A customer trips and falls on a lawn that was not properly mowed.
• A customer's car is damaged when a lawn care company's truck backs into it.
• A customer's dog is injured by a lawn care company's lawn mower.
• A customer's home is damaged when a lawn care company's sprinkler system malfunctions.
• A customer's business is damaged when a lawn care company's tree trimming service causes a power outage.

It is important to note that not all claims will be covered under CGL class code 97050. For example, claims that are caused by intentional acts or that are excluded from the policy will not be covered. It is important to read the policy carefully to understand what is and is not covered.